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Colorado health plan cover pre-existing conditions now

By Jennifer Brown – Coloradans denied health insurance because they are deemed too sick will soon have access to coverage through a new state program.Temporary coverage for people with pre-existing conditions will become available Tuesday â?? five days after Thursday’s national deadline â?? and then phase out in 2014 when federal reform bars insurance companies from rejecting people with cancer, diabetes and other illnesses.

The state program, a collaboration with Rocky Mountain Colorado Health insurance Plans and the state’s high-risk insurance pool, CoverColorado, will offer coverage to people who have been uninsured for at least six months and have been denied coverage because of a medical condition. While running slightly behind the planned start date, Colorado is still ahead of most states in announcing the program next week and will receive federal money to support it, reform advocates said. Gov. Bill Ritter called the state’s plan “an important step toward improving the health security of Colorado families.”

In states that do not set up their own pre-existing-condition programs, the federal government will create them.

Colorado officials are keeping many details quiet until Tuesday, but the U.S. Department of Health and Human Services said monthly premiums for the Colorado program will cost from $120 to $551 with a $2,500 deductible.

Schlaff, who said his tanning rates will go up next week to cover the tax, said some of his customers use his beds not for cosmetic reasons but to boost their immunity by soaking up vitamin D.

Supporters of the tax say tanning salons contribute to skin cancer and should pay a portion of the nation’s health care costs.

This entry was posted on Thursday, July 8th, 2010 at 9:55 am and is filed under Health Insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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