Florida Health Insurance Guide l Health Insurance (BLOG)

Private Health Insurance pays for prayer treatments

admin — Wed, 25 Nov 2009 16:50:10 +0000

Robert Clark out of Miami Florida has been all over the state meeting with lawmakers and other government officials promoting a growing campaign funded by the Christian Science Church. He is seeking health insurancecoverage for prayer treatments. The prod at the federal level is to encourage putting prayer on the roster of treatments that private health insurance carriers will pay for, excusing them only if the find they are not cost effective. The churches lobbying has stimulated hostility from those concerned that it raises prayer to the level of evidence based methods and procedures. According to the Church of Science, the prayer treatments will help the patient spiritualize their perception of themselves and the entire situation. This in returns relieves fear and anxiety and allows the body to heal itself. The church is requesting that lawmakers write a non-discrimination clause into the health care reform that would make it mandatory that private health insurance companies fund prayer treatments. What is your opinion? Should health insurance companies pay to have this alternative treatment?

Whole Life Insurance Is The Best Policy?

admin — Thu, 05 Nov 2009 09:35:12 +0000

Are you trying to capture the perfect whole life insurance policy? This can be easier said than done, but not something that you have to be afraid of. Simply put, if you take the right steps you will find yourself with the right coverage sooner rather than later. Capturing the perfect permanent insurance is all about knowing two things: what you want and what is out there.

To start, you should look at your current position to determine what you want. This should give you a very good idea of what you can do in the future to make things as perfect as possible. You may have to do more work than the next person, but in the long run you will eventually get what you want.

As you move on, you have to learn what is being offered by whole life insurance companies. This is the next logical step because it eventually allows you to find what you are looking for. The best way to find available policies is to hire a whole life insurance broker who can work on your behalf. He will find a good number of policies for you. From there, all you have to do is decide which one you want.

You can definitely capture the perfect permanent life insurance policy if you know what you want and what is available. Soon enough you will have good coverage, and will be ready to live with it for many years to come.

Public health insurance plans

admin — Wed, 28 Oct 2009 20:58:42 +0000

Harry Redi the Senate Majority Leader stated Monday that he will include a public health insurance plan in the final Senate overhaul legislation. This was a reversal from a few weeks ago when he discarded the idea, in an attempt to avoid estranging party moderates. It is still unknown if Reid has the votes necessary to pass the bill in the senate with the public option. This provision would give individual states the right to opt out of a government ran health insurance plan. This provision has yet to be examined by the congressional Budget Office. Other senators would prefer an elicit option that would allow a public option only if insurers fail to rein in costs. What do you think about a public health insurance plan?

Misunderstanding about health insurance

admin — Tue, 18 Aug 2009 19:04:36 +0000

According to a White House spokesperson President Obama’s administration has not and will not deviate from the original set of goals on the health care reform. Nor will the administration dissociate itself from a government run public health insurance option. The news media has insisted that Obama and his administration were ready to ditch the public health insurance option. These news reports were misunderstood and exaggerated. The reports state that the President mentioned that he was open to health care cooperatives as an alternative not that he eliminates the entire idea of the public proposed plan. Are you open to health care cooperatives or are you convinced that public health insurance is the answer?

Health insurance requires prior authroziation on mental health

admin — Mon, 10 Aug 2009 18:46:30 +0000

The Health insurance carrier Blue Cross and Blue Shield of Florida has ordered that mental health care providers must get prior authorization for the visit, except in emergencies, before treating patients. This has been the policy for HMO holders for a while but it is now a new requirement for millions of Floridians and is causing doctors grief. Doctors are complaining that this adds another layer of red tape or complications to a simple mental health Dr. visit. They say that is slows down the time it takes to get a patient seen with a psychiatrist and it creates a barrier that places limitations on treatment. Many of the psychiatrist offices do not have the staff and time to obtain prior authorizations. The psychiatrists state that we need to focus more on the patient’s immediate mental issues rather than wasting time on bureaucratic paper work. Do you agree?

Florida Health care grants

admin — Thu, 06 Aug 2009 15:46:21 +0000

The American Recovery and Reinvestment Act effective in February through the Health Resources Services Administration was granted an extra $851 million in June. Health centers in the state of Florida received $41,038,000 in CIP funding. The grants were dispersed to 50 federally authorized health center grantees in Florida and 1,100 across the nation. These funds will be used for the desperately needed repair and renovation for thousands of health care centers nationwide. The funds will also be used to purchase updated equipment. Because more Americans are losing their health insurance or cannot afford insurance they are turning to these health centers for care. Should these health care centers receive all of these grants?

Florida Health Insurance fraud

admin — Mon, 03 Aug 2009 21:15:34 +0000

Sean Shaw, Insurance Consumer Advocate is demanding that state regulators find out which health care plans working in Florida have been using a pay scale that deceives patients into paying more on their doctor’s bill when they receive treatment outside of their health insurance network. According to Shaw, millions of people were cheated out of a lot on money. Shaw not only wants solutions for stopping this practice but also want a plan to secure restitution for Florida patients who were underpaid by their health insurers. What are your thoughts on this fraud?

Standardize Affortable Health Insurance

admin — Wed, 29 Jul 2009 15:35:37 +0000

The President of Duval County Medical Society, R. Steven Lucie has stated that we have access to the best health care in the world but when it comes to quality care and health insurance we have an attitude like cost is no objective. Before America can establish significant health care reform it first must institute federal medical liability reform. National health insurance reform is needed to standardize an industry that has made it almost impossible for people to purchase affordable health insurance. Lucie says that until we come to terms with rising medical costs, a government health care plan will only put us further in debt. Do you agree?

Health insurance for preventative care

admin — Mon, 27 Jul 2009 19:25:15 +0000

Laura Goodhue the Executive Director of the Florida Chain, states that the key to reform is aassuring citizens access to affordable health care with excellent quality. Also promising Americans that we can get meaningful and affordable health insurance coverage if you do not have it. It also requires that if you do have current good coverage you can continue to carry that coverage throughout your life. A reform system can achieve its goals if the reform insists that the patients come first. This means that doctors must provide patient centered treatments but also cost effective. Health care financing must focus on prevention and coordinated care. What are your thoughts? Should the main focus be on preventative care?

We must have health insurance to fight the swine flu

admin — Fri, 24 Jul 2009 20:09:47 +0000

According to a state medical official in Tallahassee Florida 6 million people could become infected with the swine flu within a year if the flu follows the pattern on earlier pandemics. Florida medical officials have said that 10 people in the last three weeks have died due to the swine flu. That is a total of 22 residences so far. The experts state that if we added in the unreported illnesses the number would be a lot higher. More cases of the swine flu are expected after public schools open next month. How will uninsured families be protected against the swine flu? Will health insurance cover the cost of vaccines?