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Georgia Health Insurance News

Georgia health insurance presents medical benefits that cover the cost of treatment incurred in a hospital. The coverage offered is comprehensive which comprises doctor visits, hospital stays, emergency, prescription, dental care, and mental health care. It serves families, students, kids, employees, workers, self employed, small and large businesses, and retirees.
For the citizens of Georgia, a wide variety of health insurance plans are available to choose from. Each one varies significantly based on the size of deductible and the benefits covered. Individual health insurance, family health insurance, group health insurance, student health insurance, affordable health insurance, health insurance for children only, and provisional health insurance are some of the insurance plans available in Georgia.
In Georgia, health insurance laws and regulations regarding individual health insurance is diverse from other US states. The law allows insurers to refuse the request for individual health insurance based on pre-existing medical circumstances and current health situations.
The state of Georgia has moderate insurance parameter which protects both insurance consumers as well as the insurance company. According to â??guaranteed renew ability provisionâ?, a health insurance policy regulation, an insurance owner is allowed to renew a policy without taking into consideration his/her health status.
In Georgia there is no limit on the premiums that the companies can charge for a health plan. Also, the law confines that an insurer cannot withdraw oneâ??s insurance policy based on their health condition or age. In certain states, children of unemployed parents are denied from getting health insurance policy. Through a plan called Peach Care, Georgia State provides an opportunity for such children to be insured.
Before purchasing health insurance, it is necessary to evaluate the different health insurance quotes. An insurance agent or an insurance broker is the right person to help you in finding a health insurance policy that best suits your necessity. Blue Cross Blue Shield of Georgia, Kaiser Permanente, Assurant Health, Celtic Insurance Company, Time Insurance Company, and United Healthcare of Georgia are some of the leading insurance companies that provide excellent health insurance coverage for the citizens of Georgia.

This entry was posted on Tuesday, October 26th, 2010 at 10:12 am and is filed under Florida health insurance guide, Florida Life Insurance, Group Health Insurance, Health Insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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