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How health reform bill may affect students

Approximately 30 percent of young students are living in the U.S. are uninsured, according to government rules. But because of The Patient Protection and Affordable Care Act, millions of people will soon have access to more affordable and comprehensive health care coverage.With the passage of the new health care bill, which President signed into law on March 23, quite a lot of changes will take effect within the next six months, some of which will directly benefit college-aged students.

Most remarkably, if young students are dependents of their parents, they will be able to stay on their parentsâ?? health insurance policy until they are 25 years old, regardless of whether they are college graduates, married, employed or live in a home separate from their parents, according to USA Today. Many health insurance companies currently only cover young students until they reach a certain age, usually between 19 and 24 years old, as long as they are full-time students. The new law also makes it illegal for insurance companies to deny coverage for pre-existing conditions.

Other changes that will occur because of the new law include free preventive care services such as diet, exercise and nutrition counseling, immunizations and special tests or screenings. Dependents with pre-existing conditions, which are any health or medical condition a person has before applying for insurance, such as asthma or diabetes, cannot be denied health insurance.

This entry was posted on Thursday, April 15th, 2010 at 2:10 am and is filed under Florida Health Insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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