N.C. bucks most of South on health reform participation
North Carolina is one of only four Southern states that will take part in the high-risk health insurance pools intended to help Americans who cannot get reasonable health insurance because of pre-existing conditions. On July 1, the health care improvement law will start providing provisional coverage to such patients (or at least it’s supposed to – some accounts say it will be autumn before they’re up and running). The plan is to fill the space between 2010 and 2014, when insurers will be forbidden from rejecting people or charging higher premiums based on pre-existing conditions. In the South, all states except N.C., Arkansas, Oklahoma and Kentucky have opted out of joining the feds in establishing the high-risk pools.
Each state has four choices: 1. take part in the pool; 2. make on its existing high-risk pool if it has one; 3. set up a separate, state-based pool with federal funding; or 4. do nothing, at which point the feds would come in and administer the program. Think Progress asks two significant questions: “First, if the states can’t find enough dollars to cover the uninsured for three and a half years, how … would they have enough money to develop reform on a state level, as Republicans argue they should? And second, why are these mostly traditional states relying on the federal government to cover the uninsurable population?”
September 9th, 2010 at 4:04 am
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